| The citizen completes the required data to request a loan | |
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| In case of conformity, the information of the citizen will be brought from the concerned governmental authorities | Access the banks website, and go to the application page | 
Premiums are collected through SADAD or by direct deduction from the employees salary through his agency.
26| It varies according to the applicant's status | The system will determine an appointment for the citizen to send the required documents via mail | 
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.